Running a winery or vineyard in Ohio is a multifaceted endeavor with substantial rewards and inherent risks. You juggle roles from farming to scientific analysis to marketing, yet many factors remain beyond your control. Parson Insurance Agency understands your unique challenges and is here to offer the protection you need.

Key Risks Include:

• Guest Incidents: Visitors on your property or at events may slip and fall.
• Property Damage: Guests could destroy grapes, wine, or equipment.
• Transit Issues: Grapes may be crushed during transport.
• Production Losses: Leakage, spillage, or accidental mixing can ruin wine in production.
• Chemical Drift: Insecticides used on grapes could drift onto neighboring properties.
• Contamination and Recalls: Unexpected product recalls or contamination.
• Equipment Failures: Breakdown of winemaking or agricultural machinery.
• Weather and Disasters: Extreme weather conditions or natural disasters.
• Pests and Diseases: Threats from wildfires, insect infestations, and plant diseases.

Even wine stored in the cellar is not free from risk, including:

• Spillage or Leakage: Potential for significant loss.
• Fire: Risk of damage from fire.
• Theft or Vandalism: Protection against criminal activities.
• Utility Failures: Outages affecting refrigeration and other critical systems.
• Supply Chain Issues: Delays and logistics problems.
  Transportation Hazards: Risks from poorly trained drivers, accidents, and refrigeration breakdowns.

To fully protect your winery in Ohio, a customized insurance package from Parson Insurance Agency is necessary. This includes property, liability, automobile, crime, liquor liability, and more.

Key Coverages to Consider:

• Property Insurance
• Umbrella & Excess Casualty
• Workers Compensation
• Accident & Health Solutions
• Crime/Financial Fidelity
• Cyber Insurance
• Builder's Risk
• Commercial Auto
• Commercial Package (CMP)
• Environmental Liability
• Equipment Breakdown
• Marine Insurance
• Directors & Officers Liability
• Employment Practices Liability
• Errors & Omissions Liability
• Fiduciary Liability
• Kidnap Ransom & Extortion
• Media Liability

Our team at Parson Insurance Agency will help you understand the specific risks associated with your winery business and find the right coverage mix.

Contact Us

Don't wait for a claim to discover if you have adequate insurance protection for your winery or vineyard in Ohio. Contact Parson Insurance Agency today to ensure your winery remains protected.